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|
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Voice:
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859-293-9535
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Office:
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859-276-4811
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Fax:
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859-277-5513 |
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Rector Hayden Realtors
2100 Nicholasville Rd
Lexington, KY 40503
859-276-4811
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|
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| Interest Rate (APR) |
| |
|
|
6.50 |
6.75 |
7.00 |
7.25 |
7.50 |
7.75 |
8.00 |
8.25 |
8.50 |
8.75 |
9.00 |
| Loan |
|
50,000 |
316 |
324 |
332 |
341 |
349 |
358 |
367 |
376 |
384 |
393 |
402 |
| Amount |
|
80,000 |
505 |
519 |
532 |
545 |
559 |
572 |
587 |
601 |
615 |
629 |
644 |
| |
|
100,000 |
632 |
649 |
665 |
682 |
699 |
716 |
734 |
751 |
769 |
787 |
805 |
| |
|
125,000 |
791 |
811 |
831 |
853 |
874 |
895 |
918 |
939 |
961 |
984 |
1006 |
| |
|
150,000 |
950 |
974 |
998 |
1023 |
1049 |
1074 |
1101 |
1127 |
1154 |
1181 |
1208 |
| |
|
200,000 |
1266 |
1298 |
1330 |
1364 |
1398 |
1432 |
1468 |
1502 |
1538 |
1574 |
1610 |
| |
|
250,000 |
1580 |
1623 |
1663 |
1705 |
1748 |
1790 |
1835 |
1878 |
1923 |
1968 |
2013 |
| |
|
300,000 |
1896 |
1947 |
1995 |
2046 |
2097 |
2148 |
2202 |
2253 |
2307 |
2361 |
2415 |
| |
Estimated Monthly Principle + Interest $ |
| |
* Based on a 30 Year Fixed Rate |
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Signed sales contract |
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Current and previous addresses (minimum 2 years) |
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Social Security numbers (husband’s,wife’s.any co-signer’s) |
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Amount of income from all sources |
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Pay stubs: documentation of income for 30 consecutive days for borrower and co-borrower for any and all positions held |
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W-2 statements: must cover past 2 years for borrower and co-borrower. If either is or was a student previously, please provide transcript |
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Names and addresses of employers (minimum 2 years) |
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Tax returns for 2 years for self-employed or commissioned sales |
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Divorce decrees, if applicable, and a statement from the court on child support received |
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Most recent 3 months bank statements (checking and saving) |
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401K, mutual funds,ESP and PSP statements(most recent 3 months statements |
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Copies of stock certificates or statements from brokers; numbers of bonds and dates of maturity; cash value (estimate) of life insurance |
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Value of real estate owned, copies of rental agreements and leases |
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Make and model of all automobiles and their approximate value |
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Proof that real state has sold, if applicable (copy of closing statement) |
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Liabilities (current mortgages, auto payments, credit cards if not paid of monthly, child support, etc.) with account numbers and address |
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Check for appraisal and credit report fees |
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If previously renting, landlord references are required |
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